1. For all mortgages, to start the process:
Important: all forms must be in PDF, because the banks don't accept JPEG files or screenshots
- ID card (Teudat Zehut), both sides + appendix (Sefach), for all borrowers
- Last three pay slips of all borrowers
- Three months of bank statements for all accounts
- Credit data report of all borrowers
- The "Customer profile" form, filled in as fully as possible. Whatever you don't know - no problem, Gad will fill it in.
- Self-employed: latest tax assessment and an accountant's declaration for the years with no tax assessment (previous year and current year)
2. After signing the contract:
- Signed and scanned contract
- Land registry extract (Nesach Tabu) or rights confirmation (Ishur Zchuyot)
- MASHAH form and declaration of accuracy (forms the lawyer fills in after the contract is signed)
3. For mortgage refinancing:
All the above forms +
- Loan payoff statement of the existing mortgage
*Additional documents are usually needed later in the process, so please be patient 😊
More guides that can help:
- Guide to obtaining a credit data report - detailed step-by-step instructions
- Guide to getting a loan payoff statement - from all banks in Israel
- The complete mortgage guide - everything you need to know about mortgages